Wishing you a joyous and healthy Holiday Season! We would like to thank all of our customers for trusting us with your financial needs. We wish you the very best this holiday season! FIRST ST BANK of BALDWIN Baldwin Balsam Lake Clear Lake Plum City Spring Valley Chippewa Falls www.firstbankbaldwin.com Member FDIC LOUAL HOUSING LENDER Wishing you a joyous and healthy Holiday Season! We would like to thank all of our customers for trusting us with your financial needs. We wish you the very best this holiday season! FIRST ST BANK of BALDWIN Baldwin Balsam Lake Clear Lake Plum City Spring Valley Chippewa Falls www.firstbankbaldwin.com Member FDIC LOUAL HOUSING LENDER